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Hard money loans are typically issued by private investors or companies. Interest rates are typically higher than conventional commercial or residential property loans, starting at 7.7%,  because of the higher risk and shorter duration of the loan..
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Hard Money Lending. Hard money lending has less risk involved than private lending, but it is not without its own set of rules. First and foremost, hard money lenders have to initiate and maintain a rapport with investors, accountants, loan brokers, and potential clients.
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